A trusted employee benefits partner in the government and educator markets

From small cities and big municipalities to school districts and support services, we're the smart choice as a benefits provider for public sector organizations of all sizes. 

Public sector expertise

Whether you spend your days making America safer, smarter or stronger, we spend ours helping to protect what you've worked so hard to build. For almost 70 years, we've specialized in enhancing public sector employee benefit options while providing administrators with proven solutions for saving time and money.

We're trusted by:

  • More than 41 state governments
  • More than 3,000 educational entities
  • More than 5,000 local governments

This includes our very first public sector client who began working with us in 1955 and is still with us today.

Source: Colonial Life, Internal Data, January 2024.

Public sector survey 

Tap into talent retention

Driving more effective resource management 

The focus of building a stable, sustainable workforce is often placed on recruiting new employees more than keeping existing ones. Learn simple steps you can take to maximize your talent retention investment through stronger benefits programs — including how they’re procured, communicated, enrolled and administered.

Sourcewell contract

Using cooperative purchasing to simplify the procurement process 

Contracting for voluntary benefits and services often requires a formal RFP process. Through cooperative purchasing, public entities can simplify the procurement process by purchasing through a single contract, saving time and resources.

With our Sourcewell contract, we can help you avoid: 

  • Excessive administrative burden
  • Duplicating the bidding process
  • Unpleasant experience of low-bid, low-quality responses
  • Time-consuming and invalid vendor protests 

As part of a competitive RFP process, Sourcewell awarded us a contract due to the quality, convenience and affordability of our products and services.

Visit the Sourcewell website to learn more about our cooperative purchasing contract.

Cost-saving strategies

Helping you navigate employee benefits budget challenges

Facilitate cost sharing

Use employee-paid voluntary benefits to offset increased deductibles and co-pays to maintain coverage while moving to a more affordable health plan.

Remove eligible dependents

Identifying and removing ineligible employee dependents from a health plan can uncover significant savings in a benefits program.


Boost tax savings

Teaching employees about the benefits of Section 125 health plans helps increase their participation, which can create significant payroll tax savings.

Boost employee engagement

Communicating more effectively can help drive higher employee engagement, satisfaction and appreciation of a benefits program.

Benefits modernization

Taking advantage of our comprehensive turn-key solutions can decrease the material and labor costs for both core and voluntary benefits enrollment.

Benefits customization

Providing a richer and more personalized benefits program can help attract and retain high-performing employees.

Let's get started

Talk to your Colonial Life representative today to learn more about how we can help.