Balancing benefit costs and coverage is difficult for you and your employees. Whether you’re looking for a way to round out your overall benefits package, move to a more affordable health plan, offer HSA-compliant coverage or simply provide more robust benefit options to your staff, hospital indemnity insurance can help.
By offering employees this additional benefit, you can deliver a solution to help employees offset the gaps left by expenses that aren’t covered by most major medical plans, such as costs related to:
- Outpatient surgery
- Inpatient services
- Diagnostic tests
- Doctor appointments
- Emergency room trips
This type of coverage not only reduces financial strain for workers, but also helps alleviate the business pains that come with managing ongoing changes in employee health benefits.