Balancing benefit costs and coverage is difficult for you and your employees. Whether you’re looking for a way to round out your overall benefits package, move to a more affordable health plan, offer HSA-compliant coverage or simply provide more robust benefit options to your staff, hospital indemnity insurance can help.

By offering employees this additional benefit, you can deliver a solution to help employees offset the gaps left by expenses that aren’t covered by most major medical plans, such as costs related to:

• Outpatient surgery
• Inpatient services
• Diagnostic tests
• Doctor appointments
• Emergency room trips

This type of coverage not only reduces financial strain for workers, but also helps alleviate the business pains that come with managing ongoing changes in employee health benefits.

• Provide a sound benefits package that can help attract and retain high-performing employees, without incurring additional company expenses
• Manage the increasing costs of coverage through voluntary benefits and potential savings
• Simplify the enrollment process for all your benefits, including traditional medical plans, by partnering with our nationwide team of licensed benefit counselors
• Reduce administrative burden by leveraging Colonial Life’s enrollment solutions and 24/7 support

• Can gain peace of mind knowing that they can focus on recovery rather than paying hospital bills
• Receive direct benefits (unless they specify otherwise) that can be used however they’d like, regardless of any other insurance they may have
• Can select coverage options for themselves and/or eligible dependents
• Some policies are portable, allowing employees to keep their coverage even if they change jobs

THIS IS A LIMITED POLICY.

Individual Medical Bridge (IMB7000): Applicable policy form IMB7000 78859 (including ¬state abbreviations where used, for example: IMB7000-AL).

Group Medical Bridge (GMB7000): Applicable policy form GMB7000-P 80082.

Group Medical Bridge (GMB1.0): Applicable policy form GMB1.0-P-R 77366.