Understanding your benefits
Our voluntary benefits help you and your family prepare for unexpected financial challenges by filling the gaps left by traditional health insurance.
Our voluntary benefits help you and your family prepare for unexpected financial challenges by filling the gaps left by traditional health insurance.
Benefits can be complex, and it's important to make the choices that best fit your lifestyle and budget. That’s why our benefit counselors talk with you 1-to-1 to help you fully understand all your benefits options.
Our benefit counselors help simplify the entire benefits process, and they take this responsibility seriously. They provide a private consultation to help you understand how each benefit election impacts your paycheck. They can:
Employees consistently respond that these 1-to-1 meetings improve their benefits knowledge and help them make the right choices.
Even the best health care plans don’t cover everything. You can still have out-of-pocket costs, such as:
Voluntary benefits can help fill the gaps
Our voluntary benefits are designed to complement your health insurance by helping you with the expenses that your health care plan doesn’t cover.
Unlike many insurance products, our voluntary benefits are portable, meaning you can take them with you if you change jobs or retire. Benefits are paid directly to you, so you can use them however you like.
With many of our policies, you could receive a payment simply for having certain types of wellness screenings and exams.
Covered screenings often include:
Policies that may pay wellness benefits include:
We constantly monitor our service through regular surveys to learn how we can continually improve your experience. Our scores are high, but we strive to make them higher.
95% of claimants were satisfied with Colonial Life's handling of their claim.1
96% of claimants were satisfied with the overall experience of submitting a claim.1
94% of customers said they are likely to keep their Colonial Life policy.1
1 Average from 78,733 Colonial Life benefits counselor surveys, June 2008-June 2017