Smiles and budgets are protected with dental and vision insurance

Make expensive procedures more affordable

Daily brushing and flossing keep your mouth healthy, but that’s not always enough. When you see a dentist for routine appointments and unexpected procedures, dental insurance can help reduce the burden of out-of-pocket expenses. Now that’s something to smile about.

A significant step toward physical and financial health

Phone showing dental and vision portal Click to play video

Don't let a trip to the dentist leave a hole in your bank account

Regular dental appointments help maintain not only your oral health, but your overall wellness since dental problems can lead to other health problems if left unattended. Our Dental Insurance can help.

With Colonial Life Dental Insurance, you can get coverage for regular dental visits and more extensive procedures, including

  • Cleanings
  • Fillings
  • Sealants
  • Tooth removal
  • Crowns
  • Dentures

Dental Insurance lets you focus on getting the oral care you need to keep your smile healthy.

Do you already have Dental coverage?

Learn more about your Colonial Life coverage by choosing the option below that matches your Dental Insurance card.

Fee schedule

Colonial Life Fee Schedule ID Card

Individual dental

Sample Dental ID Card
Mother and young son at the dentist

How Colonial Life Dental Insurance works

Colonial Life Dental Insurance provides benefits for a variety of covered procedures, from routine cleanings to root canals.

Our Dental Insurance plans

  • Give you the freedom to see an extensive network of in-network dentists
  • Provide immediate coverage for routine cleanings and X-rays
  • Offer several family plan options to help with care for your spouse and/or dependents up to age 26
  • Can be kept even if you change jobs

Orthodontia and vision coverages are also available as optional add-ons. To find a plan that best fits your needs, talk with your benefits counselor to learn more.

Woman choosing glasses frames

Protect your vision with additional coverage

Colonial Life Dental Insurance offers an optional Vision Rider to help pay for eye exams and materials, such as glasses and contact lenses. This coverage can help you maintain healthy vision and overall wellness, as well as provide valuable financial protection for you, your spouse and dependent children.

Visit the eye doctor who’s right for you

With Colonial Life Vision coverage, you have access to a national vision network that includes independent optometrists, ophthalmologists and retail stores like Walmart, Sam’s Club Optical, Costco, Pearle Vision and Target.

Eye exams and materials (frames, lenses) can be purchased from different locations and providers. For example, you could have an eye exam with your favorite eye care professional and order contacts online.

Commonly asked questions

Employers and HR representatives

Find out more about offering Colonial Life Dental and Vision Insurance for your employees.

*The Vision Rider may not be available in all states.

THESE POLICIES PROVIDE LIMITED BENEFITS.

DENTAL AND VISION NETWORK ACCESS PLANS ARE AVAILABLE FOR DENTAL PPO PRODUCTS.

For the Dental Network Access Plan, click here.

For the Vision Network Access Plan, click here.

In certain Texas counties, Colonial Life & Accident Insurance Company may have received a waiver for a departure from network adequacy requirements. For more details and a list of affected counties, click here.

Individual Dental PPO (IDN8000) or Individual Fee Schedule Insurance is not available for sale to new accounts or existing accounts without a dental offering in place in MA. This is effective as of March 4th, 2024.

This information is not intended to be a complete description of the insurance coverage available. The policies or their provisions may vary or be unavailable in some states. The policies have exclusions and limitations which may affect any benefits payable. Applicable to policy forms IDN8100, IDN8000, Dental, and rider forms R-VSN8100, R-VSN8000, R-Vision and R-Ortho (including state abbreviations where used, for example: IDN8100-TX, Dental-TX, and R-VSN8000-TX). For cost and complete details of coverage, call or write your Colonial Life benefits counselor or the company. An insurance producer may contact you. 

California residents – Summary of Dental Benefits and Coverage Disclosure Matrix (SDBC) is available for IDN8000-CA/IDN8100-CA (Individual Dental PPO)

California residents – Summary of Dental Benefits and Coverage Disclosure Matrix (SDBC) is available for Dental-CA (Fee Schedule)

Arizona residents – View exclusions, limitations, and reductions for IDN8100-AZ, IDN8000-AZ, Dental-AZ

Kentucky residents – View detailed disclosures, including exclusions and limitations for IDN8100-KY, IDN8000-KY, Dental-KY