Understanding your benefits

Voluntary benefits enhance your medical insurance to help you prepare for life’s unexpected challenges. Paid directly to you, they can be used to pay expenses that other insurance may not cover.

Policyholders, file claims, view your policies and more by logging in to our secure site. Not registered?

Personalized benefits

Benefits can be complex — and we’re here to help. During our 1-to-1 benefits counseling sessions we review your benefits options to make sure you’re covered the way you should be for life’s unexpected moments. We’ll give you personalized recommendations and answer any of your questions so you can make the best decisions for you and your loved ones.

Our flexible enrollment methods make it easy to talk 1-to-1 with a benefits expert to make personal, informed decisions about protection that meets your needs. You can meet virtually or in person — wherever and whenever it’s convenient for you.

See how easy it is.

Employees see the value

We constantly monitor our service through regular surveys to learn how we can continually improve your experience. 
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99% of enrollees reported it was important to have a 1-to-1 benefit counseling session1

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94% of enrollees were satisfied with the attentiveness of the benefit counselor to their needs1

“Sean was great! He explained everything in terms that were easy to understand and was very helpful. His advice on the different benefits made decision making a breeze!”1

1 Colonial Life internal data, average from 1,918 benefits counselor surveys, 2021
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Make the easy choice

Sign up for a benefits counseling session today. You’ll feel great knowing that you’ve helped your family prepare for those unexpected moments that can happen in an instant.

Contact your HR representative to learn more. 

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Is your health coverage enough?

Even the best health care plans don’t cover everything. You can still have out-of-pocket costs, such as:

  • Deductibles
  • Co-pays
  • Co-insurance
  • Prescriptions

Voluntary benefits can help fill the gaps.

Our voluntary benefits are designed to complement your health insurance by helping you with the expenses that your health care plan doesn’t cover.

Unlike many insurance products, our voluntary benefits are portable, meaning you can take them with you if you change jobs or retire. Benefits are paid directly to you, so you can use them however you like.

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Support for your family's wellness

With many of our policies, you could receive a payment simply for having certain types of wellness screenings and exams, such as cholesterol screenings, mammograms and many more.