Congress recently passed the Gramm-Leach-Bliley (GLB) Act, which deals in part with how
financial institutions treat nonpublic personal financial information. UnumProvident
Corporation and its insuring subsidiaries have always been committed to maintaining
customer confidentiality. We appreciate this opportunity to clarify our privacy practices
for you as a result of this new law.
- As part of our insurance business, we obtain certain "nonpublic personal financial
information" about you, which for ease of reading we will refer to as
"information" in this notice. This information includes information we receive
from you on applications or other forms, information about your transactions with us, our
affiliates or others, and information we receive from a consumer reporting agency.
- We restrict access to the information to authorized individuals who need to know this
information to provide service and products to you.
- We maintain physical, electronic, and procedural safeguards that protect your
information.
- We do not disclose this information about you or any former customers to anyone, except
as permitted by law.
- Employees share this information outside the company only as authorized by you or for a
specific business purpose.
- The law permits us to share this information with our affiliates, including insurance
companies and insurance service providers.
- The law also permits us to share this information with companies that perform marketing
services for us, or other financial institutions that have joint marketing agreements with
us.
We may also share other
types of information with our affiliates, including insurance companies and insurance
service providers. This information may be financial or other personal information such as
employment history and it may not be directly related to our transaction with you.
Consistent with the Fair Credit Reporting Act, our standard authorizations permit us to
share this information with our affiliates.
You do not need to call, or do anything as a result of this notice. It is
meant to inform you of how we safeguard your nonpublic personal financial information. You
may wish to file this notice with your insurance papers.
If you want to learn more about the GLB Act, please contact your insurance
professional.
We value our relationship with you and strive to earn your continued trust.
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