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UnumProvident understands your privacy is important. We
value our relationship with you and are committed to protecting the confidentiality of
nonpublic personal information. This notice explains why we collect information about you,
what we do with the information and how we protect your privacy.
Collecting Information
The UnumProvident insuring companies offer products and services designed to help people
balance their work and personal lives, return to independence after a disabling illness or
injury, and protect their incomes and assets from the financial effects of disability and
death. To provide these benefits and to service policies, we must collect nonpublic
personal information about our customers, such as telephone number, address, date of
birth, occupation, income information, physical condition and health history.
In addition to the information in applications and other forms, we may receive information
from medical service providers, other insurance companies, consumer reporting agencies,
employers, insurance support organizations and service providers.
Sharing Information
We treat nonpublic
personal information as confidential. We share the types of information described above
primarily with people who perform insurance, business and professional services for us or
when otherwise required or permitted by law. When legally necessary, we ask your
permission before sharing information about you. Our information-sharing practices apply
to our former, current and future customers.
We understand you may be
particularly concerned about the confidentiality of your health information. Please be
assured we do not share your nonpublic personal health information to market any product
or service. We also do not share any information about you to market non-financial
products and services. For example, we do not sell your name to catalog companies.
We may, however, share
non-health information to market financial products and services. For example, we may
share with companies that help us market our insurance products and services or with other
financial institutions to jointly market financial products and services. When required by
law, we ask your permission before sharing information for marketing purposes.
We value our
relationship with you and are committed to protecting the confidentiality of nonpublic
personal information. When other companies help us conduct business, we expect them to
maintain the confidentiality of information about you and abide by all applicable privacy
laws. We do not authorize them to use or share the information except when necessary to
conduct the work they are performing for us or to meet insurance regulatory or other
governmental requirements.
UnumProvident companies, including insurers and insurance service providers, may share
information about you with each other. This information might not be directly related to
our transaction or experience with you. It may include financial or other personal
information such as employment history. Consistent with the Fair Credit Reporting Act, we
ask your permission before sharing this information.
Safeguarding Information
UnumProvident has physical, electronic and procedural safeguards in place to protect the
confidentiality and security of information about you. It is our policy to give access
only to those employees who need to know the information to provide insurance products or
services to you.
Accuracy of Information
We want to make sure the
information we collect about you to provide you with your policy is accurate. You may
request access to that information, as well as information related to recent disclosures.
You may ask us to correct or delete inaccuracies. If we agree, we will make the
appropriate changes. If we disagree, you may submit a statement of dispute, which we will
include any time the information is shared.
Contacting Us
To receive UnumProvident's complete privacy notice, including more about our
information-sharing, access and correction practices, write to: Privacy Officer,
UnumProvident Corporation, 2211 Congress Street, M347, Portland, Maine 04122. For
additional information about UnumProvident's commitment to privacy, please read our
Privacy FAQs.
UnumProvident Corporation is providing this notice to you on behalf of the following
insuring companies: Unum Life Insurance Company of America, First Unum Life Insurance
Company, Provident Life and Accident Insurance Company, Provident Life and Casualty
Insurance Company, Colonial Life & Accident Insurance Company, The Paul Revere Life
Insurance Company and The Paul Revere Variable Annuity Insurance Company. UnumProvident is
the marketing brand of, and refers specifically to, UnumProvident Corporation's insuring
subsidiaries.
©2002 UnumProvident Corporation. The name and logo combination is a servicemark of
UnumProvident Corporation. All rights reserved. A-32442 (5-02)
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