When Health Insurance Isn’t Enough

Added Financial Protection for Difficult Times

With medical costs rising every year, health insurance is more important than ever. Yet even the best health care plans don’t cover everything. You can still have out-of-pocket costs, such as:

  • Deductibles
  • Co-pays
  • Coinsurance
  • Prescriptions

That’s where voluntary benefits come in.

Our voluntary benefits are designed to complement your health insurance by helping you with the expenses that your health care plan doesn’t cover.

Unlike most insurance products, our voluntary benefits are portable, meaning you can take them with you if you change jobs or retire. And benefits are paid directly to you, so you can use them however you like.