Unum Group, through its various subsidiaries, provides insurance products and services in numerous countries. As used on this website, "Unum" refers to Unum Group and its insuring subsidiaries. Not all Unum companies do business in all jurisdictions and insurance products and services are not available in all jurisdictions. Insurance products and services are offered through the following Unum companies:

Colonial Life & Accident Insurance Company
Columbia, South Carolina
(all states, except New York)
NAIC Number 0565-62049

The Paul Revere Life Insurance Company
Worcester, Massachusetts
(all states)
NAIC Number 0565-67598

Provident Life and Accident Insurance Company
Chattanooga, Tennessee
(all States, except New York)
NAIC Number 0565-68195

Provident Life and Casualty Insurance Company
Chattanooga, Tennessee
(New York and other states)
NAIC Number 0565-68209

First Unum Life Insurance Company
New York, New York
(New York only)
NAIC Number 0565-64297

Unum Life Insurance Company of America
Portland, Maine
(all states, except New York)
NAIC Number 0565-62235

Unum Limited
Insurance products and services offered in the United Kingdom and Europe

The information and descriptions regarding products contained on this website are intended as general information and are not necessarily complete descriptions of the products and services offered by Unum. As is the case with most insurance contracts, the policies described on this website have exclusions, limitations, reductions in benefits and terms under which they may be continued in force or discontinued.

Ownership / Use of Content

Colonial grants you a non-exclusive, non-transferable, limited right to access and use this web site. You agree not to interrupt or attempt to interrupt the operation of this web site in any way. The information contained in this web site is provided for your personal use and may not be modified, copied, distributed, reproduced, republished, uploaded, downloaded, posted, transmitted or duplicated without the prior written consent of Colonial. 

Copyrights / Trademarks

All trademarks, services marks, trade names, logos, icons and domain names located on this web site are the property of Colonial Life & Accident insurance Company and others. Nothing contained on the web site should be construed as granting, by implication or otherwise, any license or right to use any trademark, service mark, trade name, logo, icon and domain name displayed on this web site without the written permission of Colonial or any third party that may own such marks or names displayed on this web site. Your use of the trademarks, service marks, trade names, logos, icons and domain names displayed on this web site, or any other content on this web site, except as provided herein, is strictly prohibited. 

This web site contains software, photographs, graphics, text, images and other material (collectively "Material") that are protected by copyright law, and such copyrights are valid and protected in all forms, media and technologies existing now or developed in the future. All such Material also is copyrighted as a collective work under the United States copyright laws, and Colonial owns a copyright in the selection, coordination, arrangement, and enhancement of such Material. You may not modify, remove, delete, augment, add to, publish, transmit, participate in the transfer or sale of, create derivative works from, or in any way exploit any of the Material, in whole or in part. All rights in and to such Material are reserved to their respective copyright owners. Permission is granted to electronically copy and to print in hard copy portions of this web site (and to download software made available on the web site) solely for your personal use and in connection with conducting business with Colonial. Except as provided in the preceding sentence, you may not reproduce or distribute in any way Material protected by copyright without obtaining the prior written permission of the owner of the copyright. Any other use of the Material on this web site, including reproduction for purposes other than as noted above, modification, distribution, replication, commercial or other use, without the prior written permission of Colonial, is strictly prohibited. If you violate any of these terms, your permission to use the Material will automatically terminate, and you must immediately destroy any copies you have of any portion of the Material.

Disclaimers

COLONIAL LIFE & ACCIDENT INSURANCE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, ABOUT THE ACCURACY OR COMPLETENESS OF ANY OF THE CONTENT OR FUNCTIONS OF THIS WEB SITE (OR ANY LINKED WEB SITE) OR ABOUT ANY OF THE BENEFITS OR OPPORTUNITIES YOU MAY OBTAIN AT THIS WEB SITE. WE HEREBY DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. THE CONTENT AND FUNCTIONS ARE PROVIDED “AS IS,” “AS AVAILABLE.” TO THE EXTENT THE LAW DOES NOT PERMIT THE DISCLAIMER OF WARRANTIES, ALL CONTENT AND FUNCTIONS ARE WARRANTED ONLY TO THE EXTENT ALLOWED BY LAW. IN USING THIS WEB SITE, YOU AGREE THAT YOU WILL NOT HOLD COLONIAL LIABLE TO YOU OR ANY OTHER PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES OF ANY KIND ARISING OUT OF ANY USE OF THIS WEB SITE (OR ANY LINKED WEB SITE).

Linking to Other Web Sites

Colonial may provide links to third party web sites through this web site. These links are offered for informational purposes only. Colonial in no way endorses, sponsors or promotes these web sites or the content of these web sites unless expressly noted.

Linking to This Web Site

This web site and its graphic link are provided AS IS, AND AS AVAILABLE. 

Minors

Colonial does not intend to solicit information from children or market its products or services to children through this web site.

Forward-Looking Statements

“Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements on this web site regarding the business of Colonial Corporation that are not historical facts are “forward-looking statements” that involve risks and uncertainties. These risks and uncertainties could cause actual results to differ materially from those contained in the forward-looking statements. For a discussion of the risks and uncertainties, please see Colonial’s latest annual report on Form 10-K and its most recent Form 10-Q filed with the Securities and Exchange Commission.

Cookies

Cookies are small pieces of information that our web site sends to your computer. The information is stored on your hard drive so that the next time you visit our web site, we can retrieve the information to facilitate your use of our web site. For example, the first time you visit our web site, it may ask you to type in your zip code. The next time you visit the web site, you will not need to enter your zip code. In most circumstances, you may set your browser to notify you when you are receiving a cookie. If you would prefer not to have cookies on your computer, you may set your browser to deny cookies. Please remember that by denying cookies, you limit the functionality we can provide you when you visit our web site. 

Security

Colonial protects your privacy related to this web site using the following measures. All personal information in our computers is protected from unauthorized access by a secure firewall and database architecture. Information may only be accessed by personnel who have a legitimate business reason to access it. Some areas of this web site use secure methods of Internet communication to exchange personal information with you.

Viruses

Colonial assumes no responsibility, and will not be liable for, any damages to, or viruses that may infect, your computer equipment or other property caused by your access to, use of, or browsing of this web site or your downloading of any materials, data, text, video, or audio from this web site.

E-mail 

E-mails that you send to us are not necessarily secure when they are transmitted to us. If your communication is very sensitive or includes highly confidential information such as a social security number or a credit card number, you may want to send it by regular mail instead.

Governing Law

The laws of the United States and the State of South Carolina will govern the content and use of this web site, without giving effect to conflict of law principles. 

Colonial controls this web site from our offices within the United States. We make no representation that the content on our web site is appropriate, legal or available for use in other locations. Those who choose to access the web site from other locations do so on their own initiative and are responsible for compliance with applicable local laws. By registering for or entering this web site, you consent and submit to the exclusive jurisdiction and venue of the state and federal courts located in the State of South Carolina.

Registration Information

When you register for this web site, you will be required to provide Colonial certain information which may include your name, e-mail address, mailing address, zip code, country, user name and password. You agree to provide true, accurate, current and complete information about yourself on the registration form and to maintain and promptly update such account information. If you provide any untrue or inaccurate information, or if we have reasonable grounds to suspect that such information is untrue or inaccurate, we may suspend or terminate your account and refuse all current and future use by you of our web site. You are responsible for maintaining the confidentiality of your user name and password. You shall be responsible for all uses of your registration, whether or not authorized by you. You agree to immediately notify Colonial of any unauthorized use of your registration or password.

Use of Information Submitted By Users

By posting or submitting information, you grant to Colonial a royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, communicate to the public, perform and display such information (in whole or in part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed, for all lawful purposes. You also warrant that you are the sole owner of such information, including all copyright and other proprietary rights (including any moral rights) therein or that you have full rights to grant the license to Colonial stated above.

Compliance with Export Laws and Regulations

United States export control laws regulate the export and re-export of technology originating in the United States. This includes the electronic transmission of information and software to foreign countries and to certain foreign nationals. You agree to abide by these laws and their regulations, including, but not limited to, the Export Administration Act and the Arms Export Control Act, and not to transfer, by electronic transmission or otherwise, any such technology derived from our web site to either a foreign national or a foreign destination in violation of such laws.