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Limited Benefit Medical Plan

Colonial Health Advantagesm is a limited benefit medical plan that can help you provide your employees and their families with the means to access needed health care services. This product provides limited benefits to help cover services such as doctor visits, preventive care, pharmacy, hospital confinement and surgery. Your employees can enjoy the security of knowing they have some level of coverage to obtain the care they need from the providers they choose.

This is a Group Limited Benefit Hospital Confinement Indemnity and Accidental Death and Dismemberment Plan. It is not designed to replace a major medical, other comprehensive and/or catastrophic plan. This is limited coverage that may not provide a reimbursement for all medical expenses a policyholder may incur.

  See one of Colonial Life's benefits guys for more details.

Would you like to receive additional information about Colonial Life's Limited Benefit Medical Plan? More Info Request Form

 

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What does this mean for me?

Today, having access to health care coverage is not a nice-to-have, it’s a necessity. Now, the coverage you need is within your reach.

With Colonial Health Advantagesm, you have access to affordable, limited and clearly defined health care coverage. The plan is simple to understand and use. And you have the stability of Colonial Life & Accident Insurance Company, an industry leader in voluntary benefits for nearly 70 years.

Don’t wait to get the coverage you deserve. Don’t have Colonial Life? Take this to your boss.

Important information about this product.

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50% of employers with fewer than 100 employees offer no benefits at all. Help your clients attract and keep employees with our limited benefit medical plan for the uninsured. This plan offers the following benefits:

  • Simple to enroll and administer
  • No deductibles or co-insurance
  • Stable rates
  • No required employer contribution
  • Premium discount for 100% employer contribution

All of this means you have something to offer this market that provides valuable protection for employees and strengthens your book of business.

May not be available in all states. In GA and TX, this product is a Hospital Confinement Indemnity Plan, and in KS, this product is a Group Limited Benefit Accident and Sickness Fixed Indemnity Plan.

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