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Understanding Our Business

Benefits Communication

Through our experienced benefits counselors, Colonial Life helps employees better understand and appreciate the value of their employer-provided benefits. We provide the following benefits education services at no direct cost to employers:

  • One-to-one benefits counseling for the total benefits program – core and voluntary benefits

    – to help employees understand and appreciate their benefits and to help guide them through the decision-making process.

  • Group meetings for a full overview of an employer’s entire benefits program and to help employees better prepare for individual enrollment sessions.
  • Personal salary illustrations that outline employees’ benefits selections and how each affects their paychecks, ensuring the employee knows what to expect when the first deductions are made.
  • Benefits statements for a detailed overview of employer-provided benefits and their monetary value. Help employees understand the true value of their “hidden paychecks.”
  • Election forms for a detailed accounting of each employee’s selections and contributions. Gives plan administrators a concise summary of payroll elections for easy data input and employee records.

What Are Voluntary Benefits?
Voluntary benefits complement – not replace – an employer’s core benefits program. Sometimes called supplemental insurance, voluntary benefits allow employees to choose the benefits that best meet their individual and family needs. Typical plans include disability, accident, life, cancer and hospital confinement insurance.

Voluntary benefits allow employers to offer an expanded benefits package at no direct cost because employees typically pay for these products themselves, usually through convenient payroll deduction.

Product Overview
Having options is important. Each individual’s lifestyle and needs are different from the next person’s. Personal insurance products from Colonial Life offer a broad range of benefit options for employers and employees, and many can help combat the rising costs of health care. See an overview of Colonial Life’s products here.