Understanding Our Business
Through our experienced benefits counselors, Colonial Life helps employees better understand and appreciate the value of their employer-provided benefits. We provide the following benefits education services at no direct cost to employers:
What Are Voluntary Benefits?
Voluntary benefits complement – not replace – an employer’s core benefits program. Sometimes called supplemental insurance, voluntary benefits allow employees to choose the benefits that best meet their individual and family needs. Typical plans include disability, accident, life, cancer and hospital confinement insurance.
Voluntary benefits allow employers to offer an expanded benefits package at no direct cost because employees typically pay for these products themselves, usually through convenient payroll deduction.
Having options is important. Each individual’s lifestyle and needs are different from the next person’s. Personal insurance products from Colonial Life offer a broad range of benefit options for employers and employees, and many can help combat the rising costs of health care. See an overview of Colonial Life’s products here.